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The information and opinions contained in the market commentaries have been taken from trade and statistical services and other sources which we believe are reliable. Lind-Waldock does not guarantee that such information is accurate or complete and it should not be relied upon as such. Any opinions expressed reflect judgments at this date and are subject to change without notice. The principals and employees of Lind-Waldock and others associated or affiliated with it may recommend or have positions which may not be consistent with the recommendations made. Each of these persons exercises independent judgment in trading, and readers are urged to exercise their own judgment in trading.

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